In today's investing world, all you hear are stocks and bonds.  However, as people get older, their risk level should decrease.  One way to do this is through annuities.

Annuities are a great way to diversify your portfolio.  Whether guaranteeing income for life or as an alternative investment vehicle, adding annuities to your portfolio lowers your risk profile and adjusts your investments to fit your age bracket.

To the left are several different types of annuities.  All have one thing in common: principal protection.